Your vehicle
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—Check your challan
Enter your vehicle number to see every pending challan against it — what the offence was, when and where it was recorded, and what it costs to clear. Challans that have gone to court are listed separately, because those cannot be settled online.
Challan data comes from the national e-challan system. We store your number so we can send the receipt and follow up if a challan needs it. See our Privacy Policy.
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These offers are for private cars. We do not have a two-wheeler partner yet.
Estimated IDV — This is not a fixed IDV. It is only an estimate, based on standard depreciation.
Car Insurance Offers3 partners
ICICI Lombard Comprehensive and third party cover with a cashless garage network and 24×7 claim support.
- No Claim Bonus up to 50% on renewal
- Zero depreciation and engine protection covers
- Policy document on email, no branch visit
Acko A direct to customer insurer, with no agent commission built into the premium.
- Buy and renew entirely online
- Own damage and third party cover with optional covers
- Claim intimation and tracking in the app
Zurich Kotak A joint venture between Zurich Insurance and Kotak, offering comprehensive and third party cover for a private car.
- Comprehensive and third party policies
- Cashless repair at network garages
- Buy or renew online without a branch visit
Pending challans
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Why the cover is worth it
- Third party cover is compulsory. Driving without it is an offence under the Motor Vehicles Act — ₹2,000 for a first offence, more for a repeat.
- Third party liability for injury or death is unlimited. One serious accident can cost more than the car is worth.
- Third party alone pays nothing towards your own car. Comprehensive adds theft, fire, flood and collision damage to it.
- Every claim-free year cuts your own damage premium, up to 50% after five. Let the policy lapse for more than 90 days and that discount is gone.
- IRDAI fixes the third party rate, so it is identical everywhere. Insurers only compete on the own damage part, the optional covers and the claim service.
What happens if a challan stays unpaid
- A challan does not expire. It stays against the vehicle until it is paid or a court disposes of it.
- After about 60 days it is sent to court. From there it is a case under the Motor Vehicles Act, not a fine you can clear online.
- A court challan takes 45–60 days to settle, against 1–3 hours for one paid online — and court fees make it cost more.
- The RTO will not clear an ownership transfer, an NOC, an RC renewal or a fitness certificate while challans are pending. In practice that blocks selling the car.
- Five or more challans in one year can disqualify the driving licence under the rules in force from January 2026. Some states act at three.
- Once it is in court, a National Lok Adalat can compound it at a reduced amount — commonly 30–50% less. Those sittings are quarterly, so it is a wait, not a shortcut.
Fetching your vehicle…
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Check the number first
Details are usually wrong because one character of the number is off, not because the record is.
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Is this number correct?
How it works
1
Enter your number
Your vehicle registration number and a mobile number. Nothing else.
2
See what is pending
Every open challan, with the offence, the date, the location and the amount — split into what can be paid online and what only a court can settle.
3
Clear what you can
Tick the challans you want to pay, see the fine, the service charge and GST separately, and pay in one go.
Why it is worth clearing
It does not go away
A challan stays against the vehicle until it is paid or a court disposes of it. There is no expiry date.
It gets more expensive
After about 60 days the challan is sent to court. Court fees are added, and clearing it then takes 45–60 days against a few hours online.
It blocks the paperwork
The RTO will not clear an ownership transfer, an NOC, an RC renewal or a fitness certificate while challans are pending — which in practice means you cannot sell the car.
It can cost you the licence
Five or more challans in a single year can disqualify the driving licence under the rules in force from January 2026. Some states act at three.
What is an e-challan?
An e-challan is a traffic fine issued electronically instead of on paper. Most are raised without anyone stopping you: a speed camera, a red-light camera or an ANPR gantry records the vehicle, and the challan is generated against the registration number and pushed to the national e-challan system.
Because the challan attaches to the vehicle rather than to the driver, it follows the car. If you buy a used vehicle with pending challans, they come with it — which is why the RTO checks them before clearing a transfer.
Some challans are compounded online and close within hours. Others are marked for court, usually where the offence is more serious or the challan has gone unpaid long enough to be referred. Those cannot be paid on any website, including this one.
Common offences and what they cost
| Offence | First offence | Notes |
|---|---|---|
| Over-speeding | ₹1,000 – ₹2,000 | Higher for medium and heavy vehicles |
| Driving without a valid licence | ₹5,000 | — |
| Driving without insurance | ₹2,000 | ₹4,000 for a repeat offence |
| Riding without a helmet | ₹1,000 | Licence can be suspended for 3 months |
| Not wearing a seat belt | ₹1,000 | — |
| Using a mobile phone while driving | ₹5,000 | — |
| Jumping a red light | ₹1,000 – ₹5,000 | — |
| Driving under the influence | ₹10,000 | And/or up to 6 months imprisonment |
| Driving without a valid PUC | ₹10,000 | — |
| Dangerous or rash driving | ₹5,000 | — |
Indicative first-offence amounts under the Motor Vehicles Act. States compound many offences at lower rates, and the amount changes with vehicle class — an LMV over-speeding challan in our own records settles at ₹2,000. What you actually owe is shown after you enter your number.
Common questions
Which challans can I pay here?
Challans that are still open and have not been referred to a court. Those are marked payable online and can be cleared in one payment. Court challans are listed too, but they cannot be settled on any website — they have to go through the court or a Lok Adalat.
Can I pay more than one challan at once?
Yes. Tick the ones you want and they are paid together. The fine, the service charge and the GST are shown separately before you pay, so you can see exactly what the total is made of.
How long does it take to reflect?
An online challan usually clears in one to three hours. A court challan takes 45 to 60 days, which is one reason it is worth paying before it reaches that stage.
Why is my challan showing as a court challan?
Either the offence is one that goes straight to court, or the challan has been pending long enough to be referred — usually around 60 days. Once it is there, the amount and the process are the court’s to decide. A National Lok Adalat can often compound it at a reduced amount, commonly 30 to 50 per cent less, but those sit quarterly.
The details of my vehicle look wrong. What do I do?
Check the registration number first — a single wrong character is the usual cause. If the number is right and the make or model is still wrong, the RTO record itself is out of date, and that has to be corrected at the RTO.
Do I have to give my mobile number?
Yes. It is how we send you the payment receipt and how an advisor can reach you if a challan needs following up. We do not ask for anything else.
Challan data is fetched live from the national e-challan system through our data partner. My Wheels Expert is not a government body and does not issue, cancel or contest challans. Amounts, offence descriptions and court status are as recorded by the issuing authority. Challans marked as court matters cannot be settled online — those are dealt with by the court concerned or at a Lok Adalat. A service charge and GST apply to online payments and are shown separately before you pay.