Maruti Suzuki Swift On-Road Price in Ludhiana 2026
Punjab · 5 variants · updated 2026
Ex-showroom from ₹5.79 L · EMI from ₹16,562/mo*
| Fuel | Petrol, CNG |
| Body | Hatchback |
The Maruti Suzuki Swift on-road price in Ludhiana starts at ₹6.55 L and goes up to ₹9.27 L for the top variant, on an ex-showroom price from ₹5.79 L. Each figure below adds Punjab road tax / RTO, registration, first-year insurance and FASTag / handling on top of the ex-showroom price.
Swift Variant-wise On-Road Price in LudhianaTap a row for the break-up
LXi Base Petrol · ex-showroom ₹5.79 L ₹6.55 L Tap for break-up ▾ Hide break-up ▴
| Ex-showroom price | ₹5,79,000 |
| Road tax / RTO9.0% in Punjab | ₹52,110 |
| Registration & charges | ₹2,100 |
| Insurance (1st year, est.) | ₹20,265 |
| FASTag + handling | ₹2,000 |
| On-road price, Ludhiana | ₹6,55,475 |
VXi Petrol / CNG · ex-showroom ₹6.59 L ₹7.45 L Tap for break-up ▾ Hide break-up ▴
| Ex-showroom price | ₹6,59,000 |
| Road tax / RTO9.0% in Punjab | ₹59,310 |
| Registration & charges | ₹2,100 |
| Insurance (1st year, est.) | ₹23,065 |
| FASTag + handling | ₹2,000 |
| On-road price, Ludhiana | ₹7,45,475 |
VXi (O) Petrol / CNG · ex-showroom ₹6.85 L ₹7.75 L Tap for break-up ▾ Hide break-up ▴
| Ex-showroom price | ₹6,85,000 |
| Road tax / RTO9.0% in Punjab | ₹61,650 |
| Registration & charges | ₹2,100 |
| Insurance (1st year, est.) | ₹23,975 |
| FASTag + handling | ₹2,000 |
| On-road price, Ludhiana | ₹7,74,725 |
ZXi Petrol / CNG · ex-showroom ₹7.53 L ₹8.51 L Tap for break-up ▾ Hide break-up ▴
| Ex-showroom price | ₹7,53,000 |
| Road tax / RTO9.0% in Punjab | ₹67,770 |
| Registration & charges | ₹2,100 |
| Insurance (1st year, est.) | ₹26,355 |
| FASTag + handling | ₹2,000 |
| On-road price, Ludhiana | ₹8,51,225 |
ZXi Plus Top Petrol · ex-showroom ₹8.20 L ₹9.27 L Tap for break-up ▾ Hide break-up ▴
| Ex-showroom price | ₹8,20,000 |
| Road tax / RTO9.0% in Punjab | ₹73,800 |
| Registration & charges | ₹2,100 |
| Insurance (1st year, est.) | ₹28,700 |
| FASTag + handling | ₹2,000 |
| On-road price, Ludhiana | ₹9,26,600 |
Estimates for a private individual registration — actual figures vary by variant, dealer and date. Confirm the exact quote with the dealer.
How the on-road price is calculated
The on-road price is the total you pay to drive the car home. It starts from the ex-showroom price and adds Punjab's road tax / RTO (9.0% in Punjab), registration & handling, first-year insurance, and 1% TCS where the price crosses ₹10 lakh. Because road tax is set by each state, the Swift's on-road price in Ludhiana differs from other cities. Note for Punjab: 8% road tax + 1% social security.
Where to buy the Swift in Ludhiana
There are 5 authorised Maruti Suzuki showrooms in Ludhiana where you can book a test drive of the Swift and confirm the exact on-road quote. View Maruti Suzuki dealers in Ludhiana — address, phone & directions →
Swift on-road price — FAQs
What is the on-road price of Maruti Suzuki Swift in Ludhiana? ▾
The on-road price of the Maruti Suzuki Swift in Ludhiana ranges from ₹6.55 L (₹6,55,475) for the base variant to ₹9.27 L (₹9,26,600) for the top variant. It includes road tax/RTO, registration, insurance and other charges over the ex-showroom price.
How much is the road tax (RTO) on the Maruti Suzuki Swift in Ludhiana? ▾
The road tax/RTO for the Maruti Suzuki Swift in Ludhiana (Punjab) is about ₹52,110 on the entry variant — 9.0% in Punjab.
What is the EMI for the Maruti Suzuki Swift in Ludhiana? ▾
The EMI for the Maruti Suzuki Swift starts at around ₹16,562/month (on the entry on-road price of ₹6,55,475, at 9.8% p.a. for 48 months). Use our EMI calculator to adjust the down payment, tenure and rate.
Why is the on-road price higher than the ex-showroom price? ▾
The on-road price adds state road tax/RTO, registration, first-year insurance, TCS (1% above ₹10 lakh) and FASTag/handling on top of the ex-showroom price. As road tax is set by each state, the on-road price differs across cities.
How Ludhiana's on-road price compares
Road tax is set by each state, so the Swift's on-road price shifts with the city you register it in. In Ludhiana (Punjab) the base variant lands at ₹6.55 L on-road — roughly ₹0.29 L more than in Delhi (Delhi), the lowest-taxed of these major cities.
| Delhi Delhi | ₹6.27 L |
| Ahmedabad Gujarat | ₹6.38 L |
| Ludhiana · this city Punjab | ₹6.55 L |
| Chennai Tamil Nadu | ₹6.61 L |
| Kolkata West Bengal | ₹6.61 L |
| Mumbai Maharashtra | ₹6.67 L |
| Hyderabad Telangana | ₹6.73 L |
| Bengaluru Karnataka | ₹6.84 L |
Base-variant on-road estimate under each state's RTO — for comparison only. A car must be registered where the buyer resides.